769 N.E.2d 352, 742 N.Y.S.2d 605 MARY JANE WERCZYNSKI, Appellant, v. ST. PAUL FIRE MARINE INSURANCE COMPANY, Respondent. 152Court of Appeals of the State of New York. Decided March 19, 2002. Motion for leave to appeal denied. Tagged: 742 N.Y.S.2d 605769 N.E.2d 352