848 N.E.2d 1292, 815 N.Y.S.2d 915 In the Matter of DIANE BALLARD, Appellant, v. HSBC BANK USA et al., Respondents. 65.Court of Appeals of the State of New York.Argued March 29, 2006. Decided May 11, 2006. APPEAL, by permission of the Court of Appeals, from an order of the Appellate Division of the Supreme Court […]